The Frontier product was developed by Insist Risk Managers(Pty) Ltd, or IRM, who have been market leaders in developing products to address certain needs within the Insurance space, not just in South Africa but in other parts of the world.

The need for proper Medical Malpractice Insurance was identified as the medical professionals were taken advantage of by current societies and insurers with absurd premiums and unclear cover margins. That inspired the Frontier model which offers medical professional relevant and competitive premiums and world class underwriting.